Overhead night view of rows of vehicles on a lot
Car Loan Connect

BRITISH COLUMBIA · ALBERTA · SASKATCHEWAN

Let Car Loan Connect find the right dealer for you.

You apply once. We match you to one dealership suited to your circumstances, and from there they are working to earn your business rather than you chasing theirs.

We're like a matchmaker for auto loans. We match you with a specialty dealer who wants your business, whatever your credit looks like. No credit check to apply, and it's 100% free for you.

How it works

  1. 01

    You submit an application

    The kind of vehicle you are after, your budget, and a few details about your circumstances. Nothing to upload, and we do not ask for your SIN.

    ABOUT TWO MINUTES
  2. 02

    Matched to one dealership

    Our system places your application with one dealership in our network, matched automatically on the vehicle you want, your circumstances and where you are. You are not left working out who to approach.

    SAME DAY IN MOST CASES
  3. 03

    They take it from there

    A finance professional at that dealership contacts you directly and works to get you approved. If they do not think an approval is realistic, they will tell you straight and explain what would change that.

    DIRECTLY, BY PHONE

1

Matched, not broadcast

We place your application with a single dealership rather than passing it to whoever will take it. They earn the introduction, and they know it.

Map of Canada with British Columbia, Alberta and Saskatchewan highlighted

No SIN to apply

We do not run a credit check and we never ask for your social insurance number. That happens later, with the dealership, only if you decide to go ahead.

Free to you, always

You are never charged, and there is no obligation at any point.

Start your application

Free, with no obligation. No credit check to apply, and no social insurance number. We take it from there.

Find a match.

One application goes to one dealership, and someone there calls you back.

Then you drive it home.

Once the dealership has your application, the rest is a conversation and a set of keys.

Common questions

Does this affect my credit score?

No. Filling out our form does not affect your credit score, because we do not run a credit check. We forward your application to the dealership we match you with. Anything further is between you and them.

Can I apply with bad credit or no credit?

Yes. We work with dealerships that deal with a wide range of credit situations every day. If the dealership feels an approval is not realistic right now, they will tell you so honestly and talk you through what would put you in a better position to apply again.

What if I have a repossession or missed payments?

Put it on the application. It is better handled up front than found halfway through, and it changes which dealership is the right match for you.

How fast is it?

The application takes about two minutes, and in most cases it reaches the matched dealership the same day.

What documents do I need?

None to apply. Nothing to upload and no documents to dig out. Once you are speaking with the dealership, they will tell you what they need, which is typically photo ID, proof of income, proof of address and insurance details.

What kind of vehicles can I get?

We do our best to match you to a dealership that has the kind of vehicle you are looking for, and you choose from what they have available.

Who actually receives my information?

One dealership. We do not sell your details on and we do not pass them to multiple businesses.

What does it cost me?

Nothing. Car Loan Connect is free to you, with no obligation.

Are you a lender?

No. Car Loan Connect is not a lender, does not lend money, and does not arrange financing. We introduce you to one dealership and our involvement ends there.

Let them come to you.

Apply now
About 2 minutes. No impact on your credit score. Apply now