No, filling out our form does not affect your credit score.
We don’t run a credit check ourselves. We simply forward your profile to the best-matched dealership or finance professional for your situation.

If you choose to move forward with one of our trusted partners, they may perform a credit check after asking for your SIN number.

Yes, and if not, we show you the process to fix your credit portfolio.
We work with dealerships that specialize in helping people with no credit, bad credit, or a history of financial issues 

Whether you’ve missed payments, gone through a bankruptcy, or you’re just starting out and haven’t built credit yet, we’ll match you with a dealership that understands your situation and works with lenders who give second chances..

We work with lenders who believe in second chances. It depends on how long ago the negative tradelines were. And how your recent activity has been. If not, then we will connect you with finance professionals who fix or rebuild credit. 

Your profile can be forwarded immediately or within 2 business days. Our team has to personally review each profile and match you to the right dealers. In some cases, we will need to speak with you directly to get more information because some profiles are better off doing credit help first before you come back. 

You don’t need to upload any documents to us.
Just fill out the contact form with your basic details, or we'll call you to ask for the information; that’s all we need to match you with the right professionals.

Once you're connected to a dealer, they may request documents to complete your approval. This may include:

• A valid photo ID (like a driver’s license)

• Proof of income (recent pay stubs or bank statements)

• Proof of address (utility bill or lease)

• Insurance details (or plans to insure the vehicle)

• Proof of employment (Employment letter, void check, or direct deposit form) 

We work with a wide network of trusted dealerships, each offering different types of vehicles, and we do our best to match you to a dealer who has the vehicle you are looking for.

If you have bad credit, the best approach is to let us match you with the right dealership first, then choose from the vehicles they have available based on your approval.

This gives you the highest chance of getting approved and ensures you're only looking at options that actually fit your situation.

No, our service is completely free for customers.

You don’t pay us anything to apply, get matched with a dealer, or receive credit advice and be connected with a credit specialist. 

We don’t just help people get into vehicles, we also help them build or repair their credit so they’re in a stronger position when they’re ready to apply.

If your credit needs some work first, we can:

• Connect you with trusted credit-building programs or credit repair programs 

• Offer free advice on how to improve your score

• Help you create a plan to qualify for better rates later